Автокредитование
от
✅ Без первоначального взноса
✅ Рассрочка 0,01% годовых
✅ Досрочное погашение на любом этапе,
без штрафов и комиссий
✅ Без полиса КАСКО
✅ Рассрочка 0,01% годовых
✅ Досрочное погашение на любом этапе,
без штрафов и комиссий
✅ Без полиса КАСКО
Нажмите кнопку «Отправить», и специалисты Bex Auto свяжутся с вами в ближайшее время. Мы проконсультируем по условиям, поможем выбрать банк и программу, а также предварительно оценим ваши шансы на одобрение.
📌Минимальный аванс: начальный взнос – всего от 0% стоимости авто.
📌Гибкие условия: срок кредита – до 7 лет (84 месяца).
📌Без залога и КАСКО: некоторые программы позволяют оформить автокредит без обязательного КАСКО и залога
📌Специальные предложения для авто из-за границы: уникальная опция – льготный период 2 месяца без процентов для машин.
📌Экономия времени: решение банка по кредиту вы получите в рекордные сроки – предварительное одобрение возможно за 2 минуты!
Преимущества покупки авто в кредит с Bex Auto
📌Выгодные ставки: процентные ставки от 0,01% годовых – это практически беспроцентный кредит при большом первоначальном взносе📌Минимальный аванс: начальный взнос – всего от 0% стоимости авто.
📌Гибкие условия: срок кредита – до 7 лет (84 месяца).
📌Без залога и КАСКО: некоторые программы позволяют оформить автокредит без обязательного КАСКО и залога
📌Специальные предложения для авто из-за границы: уникальная опция – льготный период 2 месяца без процентов для машин.
📌Экономия времени: решение банка по кредиту вы получите в рекордные сроки – предварительное одобрение возможно за 2 минуты!
Answers to questions
How long does it take to get a loan approved?
As a rule, the decision is made very quickly. Our partners have made the process as efficient as possible: PrivatBank pre-approves the loan a few minutes after submitting the application - you will find out the result almost instantly. OTP Bank in most cases issues the final decision and transfers the money within one day. In general, buying a car on credit through Bex Auto usually takes 1-2 days, including choosing a car, submitting an application and signing the contract.
Is it possible to buy a used car on credit?
Yes, of course. Bex Auto helps you buy a used car on credit as successfully as a new one. In particular, our partner OTP Bank specializes in used car loans - there are no restrictions on the brand, year of manufacture or mileage of the car. Moreover, no collateral or CASCO is required for such transactions, which distinguishes OTP's offer from classic car loans. You can choose a car at a car lot, a car dealership or even from a private seller - the bank will give you money to buy it. We also accompany the execution of the purchase and sale transaction and registration of the car in your name. If you want to import a car from abroad, we will offer a special program for a grace period (the first months without interest) - this allows you to calmly wait for your car and not pay extra.
Is it possible to get a car loan without a certificate of income?
Yes, it is possible. For example, OTP Bank is ready to provide a loan for the purchase of a car even to clients without official employment - an amount of up to UAH 300,000 can be approved without a certificate of income. The bank considers alternative sources of income and the borrower's credit history. In other cases, if you have an official salary card (especially in PrivatBank), you often do not need to confirm your income - the bank already sees the receipt. In any case, Bex Auto will help you collect the optimal package of documents or get by with a minimum number of them.
Is it possible to repay the loan early? Will there be penalties?
Yes, you can repay your car loan early at any time without any penalties. All Bex Auto partner banks – OTP, Privat and Oschad – do not charge fees for early repayment. If you have the opportunity to repay the remaining loan early (partially or in full), do so without hesitation: the overpayment will be transferred only for the actual term of use of the borrowed funds. No penalties or hidden conditions – you save on interest by repaying the debt early.
Is it mandatory to take out comprehensive insurance for a car?
The conditions vary depending on the bank and the program. OTP Bank does not have a CASCO requirement at all - you save on insurance, the bank does not oblige to insure the collateral, since the loan is actually unsecured. At PrivatBank, CASCO is required as standard for new cars, but with a down payment of 20-30%, insurance is not a mandatory condition (although the bank itself advises to insure the car voluntarily). Oschadbank always requires full CASCO, since it lends new cars with collateral. Thus, the presence of mandatory CASCO depends on the selected program: if you want to avoid insurance costs, consider options with a high down payment or a loan from OTP Bank.
